The New York Times Employees Federal Credit Union is owned by its members and monitored by a board of directors you have elected, so you may be confident that your financial privacy is a top priority for us. We are required by law to give you this privacy notice to explain how we collect, use and safeguard your personal financial information. If you have any questions, please contact a member service representative at (212) 354-0351.
We are committed to providing you with competitive products and services to meet your financial needs, which necessitates that we share information about you in order to complete your transactions and provide you with certain financial opportunities. In order to do so, we have entered into agreements with other companies that provide such products and services.
Under these agreements, we may disclose all of the information we collect, as described below, to companies that perform marketing or other services on our behalf, or to other financial institutions with whom we have joint marketing agreements. To protect our members' privacy, we only work with companies that agree to maintain strong confidentiality protections and limit t use of the information that we provide. We do not permit these companies to sell to other third parties the information we provide to them.
Information We Collect And Disclose About You
We collect and may disclose non-public personal information about you from the following sources:
- Information we receive from you on membership and loan applications and other forms
- Information about your transactions with us or with others
- Information we receive from a consumer reporting agency
- Information obtained when verifying the information you provide on an application or other forms, such as from your current or past employers or from other institutions where you conduct financial transactions.
We may also disclose information we collect about you under circumstances as permitted or required by law. These disclosures typically include information used to process transactions on your behalf, conduct the operations of our credit union, follow your instructions as your authorize, or protect the security of our financial records.
We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.
If you terminate your membership with the New York Times Employees Federal Credit Union, we will not share information we have collected about you, except as permitted or required by law.
How We Protect Your Information
We restrict access to non-public personal information about you to those employees who have a specific business purpose in utilizing your data. Our employees are trained in the importance of maintaining confidentiality and member privacy. We maintain physical, electronic and procedural safeguards that comply with federal regulations and leading industry practices to safeguard your non-public personal information.