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Savings Rates

Rates in effect as of April 1, 2024. Subject to change without notice.

Share  Accounts
Account Dividend Rate APY
Minimum Balance $25  0.60% 0.60%
Club Accounts
Account Dividend Rate APY
No Minimum Balance 0.60% 0.60%
Individual Retirement Accounts (IRAs)
Account Dividend Rate APY
No Minimum Balance 0.85% 0.85%
Free Checking Accounts
Account Dividend Rate APY
No Minimum Balance 0.00% 0.00%
Money Market (1)
Account Dividend Rate APY
$2,500-24,999.99 0.50% 0.50%
$25,000-$49,999.99 0.85% 0.85%
$50,000.00-$99,999 1.24% 1.25%
$100,000 + 1.73% 1.75%
(1) $2,500 minimum daily balance required to earn dividends.
Certificates - Share
Account Dividend Rate APY
6 Months 2.23% 2.25%
9 Months 2.48% 2.50%
1 Year 2.72% 2.75%
2 Years 2.82% 2.85%
3 Years 2.97% 3.00%
5 Years 3.21% 3.25%
Certificates - Roth, Educational & Traditional IRA
Account Dividend Rate APY
1 Year 2.72% 2.75%
2 Years 2.82% 2.85%
3 Years 2.97% 3.00%
5 Years 3.21% 3.25%

APY = Annual Percentage Yield

Savings - Dividends are calculated on simple interest, day of deposit, day of withdrawal. Fees or other conditions could reduce earnings. APY are calculated as of 4/01/2024. Penalties may apply for early withdrawal funds.

Share Certificates - Early withdrawals are subject to penalties. For more information, please visit our disclosure page.