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Online Banking

Fee Schedule

Effective February 1, 2023

This notice of change is an itemization of fees that may apply to your account. The New York Times Employees’ Federal Credit Union is a not-for-profit cooperative. These fees are applied to members’ accounts where the service provided is an operating expense to the credit union.  Our fee and service charges remain extremely competitive. We hope that you will always look to your credit union for all your financial needs.

General Services
Membership Fee (Minimum Bal $25.00) FREE
Share Account Below Minimum $5.00 per month
Dormant Account Fee $2.00 per month
Monthly/Quarterly Statement FREE
Payroll Deduction FREE
Address Correction
Member Advice FREE
Post Office Advice $3.00
Credit Union Search $5.00
Statement History $1.00 per page
Statement Replacement Copy $5.00
Statement Replacement Copy over 3 yrs $10.00
Transaction Services
Mail Deposits* FREE
Telephone Transfers FREE
Teller Transactions FREE
Automated Transfer to cover NSF (From Savings) $2.00
Online Account Access FREE
Online Bill Payment FREE
Wire Transfer (Domestic) $15.00
Wire Transfer (International) $40.00
Account Services
Returned Item Fee (Share Draft, ATM & ACH) $28.00
Courtesy Pay Fee $33.00
Deposited Item Returned $25.00
Certified Share Draft $8.00
Share Draft/Check Printing Price Varies
Money Market/Check Printing Price Varies
Counter Checks Share Draft $1.00
Money Order $1.00
Certified Credit Union Check $10.00
CU Check Payable to 3rd party $3.00
Business Checking Account $10.00/Monthly
Copy of Paid Item (Share Draft, Money Order & CU Check) $5.00
Stop Payment (Share Draft, Money Order & CU Check) $10.00/range $25.00
Stop Payment - ACH $28.00
IRA Administrative Fee $10.00 annual
IRA Closure Before Age 59 1/2 $25.00
ATM Transactions
Up to 8 per month FREE
9 or more $1.00 each
Balance Inquiries
Up to 4 per month FREE
5 or more $1.00 each
Initial Card and PIN FREE
Replacement ATM/Debit Card $5.00
Special Handling/Rush Replacement ATM/Debit Card $60.00
Miscellaneous Items
Loan Application Fee FREE
VISA Card Annual Fee FREE
Expedited VISA Card Replacement $60.00
VISA Return Payment Fee $25.00
VISA Late Payment Fee $25.00
Skip A Loan Payment Fee $25.00 per loan
Notary Public** FREE
Account Research $25.00 per hour
Account Verification Fee $25.00
Tax Levies, Restraining Notices, Information Subpoena $25.00
Express Mailing $15.00 minimum
  • *Deposit Receipts will be mailed upon request.
  • **Notary Public service (620 Eighth Avenue & Edison Office).
  • Fee and service charges are subject to change without prior notice.