Effective February 1, 2023
This notice of change is an itemization of fees that may apply to your account. The New York Times Employees’ Federal Credit Union is a not-for-profit cooperative. These fees are applied to members’ accounts where the service provided is an operating expense to the credit union. Our fee and service charges remain extremely competitive. We hope that you will always look to your credit union for all your financial needs.
General Services
| Membership Fee (Minimum Bal $25.00) |
FREE |
| Share Account Below Minimum |
$5.00 per month |
| Dormant Account Fee |
$2.00 per month |
| Monthly/Quarterly Statement |
FREE |
| Payroll Deduction |
FREE |
| ACH |
FREE |
Address Correction
| Member Advice |
FREE |
| Post Office Advice |
$3.00 |
| Credit Union Search |
$5.00 |
| Statement History |
$1.00 per page |
| Statement Replacement Copy |
$5.00 |
| Statement Replacement Copy over 3 yrs |
$10.00 |
Transaction Services
| Mail Deposits* |
FREE |
| Telephone Transfers |
FREE |
| Teller Transactions |
FREE |
| Automated Transfer to cover NSF (From Savings) |
$2.00 |
| Online Account Access |
FREE |
| Online Bill Payment |
FREE |
| Wire Transfer (Domestic) |
$15.00 |
| Wire Transfer (International) |
$40.00 |
Account Services
| Returned Item Fee (Share Draft, ATM & ACH) |
$28.00 |
| Courtesy Pay Fee |
$33.00 |
| Deposited Item Returned |
$25.00 |
| Certified Share Draft |
$8.00 |
| Share Draft/Check Printing |
Price Varies |
| Money Market/Check Printing |
Price Varies |
| Counter Checks Share Draft |
$1.00 |
| Money Order |
$1.00 |
| Certified Credit Union Check |
$10.00 |
| CU Check Payable to 3rd party |
$3.00 |
| Business Checking Account |
$10.00/Monthly |
| Copy of Paid Item (Share Draft, Money Order & CU Check) |
$5.00 |
| Stop Payment (Share Draft, Money Order & CU Check) |
$10.00/range $25.00 |
| Stop Payment - ACH |
$28.00 |
| IRA Administrative Fee |
$10.00 annual |
| IRA Closure Before Age 59 1/2 |
$25.00 |
ATM Transactions
| Withdrawals |
| Up to 8 per month |
FREE |
| 9 or more |
$1.00 each |
| Balance Inquiries |
| Up to 4 per month |
FREE |
| 5 or more |
$1.00 each |
| Initial Card and PIN |
FREE |
| Replacement ATM/Debit Card |
$5.00 |
| Special Handling/Rush Replacement ATM/Debit Card |
$60.00 |
Miscellaneous Items
| Loan Application Fee |
FREE |
| VISA Card Annual Fee |
FREE |
| Expedited VISA Card Replacement |
$60.00 |
| VISA Return Payment Fee |
$25.00 |
| VISA Late Payment Fee |
$25.00 |
| Skip A Loan Payment Fee |
$25.00 per loan |
| Notary Public** |
FREE |
| Account Research |
$25.00 per hour |
| Account Verification Fee |
$25.00 |
| Tax Levies, Restraining Notices, Information Subpoena |
$25.00 |
| Express Mailing |
$15.00 minimum |
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- *Deposit Receipts will be mailed upon request.
- **Notary Public service (620 Eighth Avenue & Edison Office).
- Fee and service charges are subject to change without prior notice.