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Routing Number: 226078117

Loan Rates

Rates in effect as of October 1, 2018. Subject to change without notice.

Loan Type Term Min/Max Loan APR
Vehicle Loans                                                                                                              AS LOW AS
New and 1 Year Old Models over $20K 36 - 72 Months $500/$100,000 1.99%
New and 1 Year Old Models under$20K 36 - 60 Months $500/$100,000 1.99%
2-4 Year Old Models  36 - 60 Months $500/$100,000 1.99%
5-7 Year Old Models 36 Months $500/$100,000 1.99%
Recreational Vehicles (variable) 144 Months $500/$100,000 7.25%
Unsecured Loans
Line of Credit (variable) 60 Months $500/$25,000 9.50%
Signature 60 Months $500/$25,000 12.75%
Fun Loan 12 Months $500/$25,000 11.00%
Credit Repair (variable) 72 Months $500/$25,000 10.75%
Guaranteed Loan 6 or 9 Months $750 11.00%
VISA ®
Classic Card n/a $500/$10,000 11.00%
Gold Card n/a $10,000/$25,000 9.00%
Secured Loans
Stock Secured 60 Months $1,000/$100,000 6.50%
Stock Secured (variable) 144 Months $1,000/$100,000 7.25%
Share Secured 60 Months $1,000/$100,000 6.50%
Share Certificate Secured Term of CD $1,000/$100,000 3.00% + CD Rate
Mortgages
Fixed and Adjustable 360 Months $10,000 / $600,000* Call for quote
No Closing Cost, 1 Year ARM 360 Months $10,000 / $600,000* 1YT + 2.50%
Home Equity Line of Credit (HELOC) - variable 240 Months $10,000/$250,000 5.25%
       
Prime Rate is 5.25% for home equity loan

APR = Annual Percentage Rate

* Jumbo rates may apply for mortgage amounts over $424,100.00

Mortgage rates may change daily, for up to date information, call 1-212-354-0351

Rates, terms and conditions are in effect on the date published and are subject to change. For current information, call (212) 354-0351. The Annual Percentage Rate (APR) for all advances on all existing balances will be subject to change on the first day of each quarter based upon prime (as quoted in the Wall Street Journal on the rate for Shares published monthly). The maximum interest rate will never exceed the rate permitted under the Federal Credit Union Act (currently, this maximum is 18%). If your rate increases, additional payments will be required. Shares are Federally insured to $250,000 by the National Credit Union Administration (NCUA), an U.S. Government agency.

Loans - Rates are current as of 10/01/2018. All terms and rates are subject to change without notice. For variable loan rates, the APR may increase after the loan is originated. Estimated closing costs for HELOC over $50,000* are /from $525 to $5,600 (includes the $500 discount). Mortgage loans subject to additional terms and conditions. Mortgages based on New York City rates.

Share Certificates- Early withdrawals are subject to penalties. For more information, please visit our disclosure page.