Rates in effect as of March 28, 2023. Subject to change without notice.
|
New and 1 Year Old Models over $20K |
36 - 72 Months |
$500/$100,000 |
3.99% |
|
New and 1 Year Old Models under$20K |
36 - 60 Months |
$500/$100,000 |
3.99% |
|
2-4 Year Old Models |
36 - 60 Months |
$500/$100,000 |
3.99% |
|
5-7 Year Old Models |
36 Months |
$500/$100,000 |
3.99% |
|
Recreational Vehicles (variable) |
144 Months |
$500/$100,000 |
10.00% |
|
Line of Credit (variable) |
60 Months |
$500/$25,000 |
12.25% |
|
Signature |
60 Months |
$500/$25,000 |
12.75% |
|
Fun Loan |
12 Months |
$500/$25,000 |
11.00% |
|
Credit Repair (variable) |
72 Months |
$500/$25,000 |
13.50% |
|
Guaranteed Loan |
6 or 9 Months |
$750 |
11.25% |
|
Classic Card |
n/a |
$500/$10,000 |
11.00% |
|
Gold Card |
n/a |
$10,000/$25,000 |
9.00% |
|
Stock Secured |
60 Months |
$1,000/$100,000 |
6.50% |
|
Stock Secured (variable) |
144 Months |
$1,000/$100,000 |
10.00% |
|
Share Secured |
60 Months |
$1,000/$100,000 |
6.50% |
|
Share Certificate Secured |
Term of CD |
$1,000/$100,000 |
3.00% + CD Rate |
|
Fixed and Adjustable |
360 Months |
$10,000 / $600,000* |
Call for quote |
|
No Closing Cost, 1 Year ARM |
360 Months |
$10,000 / $600,000* |
1YT + 2.50% |
|
Home Equity Line of Credit (HELOC) - Variable |
240 Months |
$10,000/$250,000 |
8.00% |
|
|
|
|
|
|
Prime Rate is 8.00% for home equity loan |
APR = Annual Percentage Rate
* Jumbo rates may apply for mortgage amounts over $647,200.00
Mortgage rates may change daily, for up to date information, call 1-212-354-0351
Rates, terms and conditions are in effect on the date published and are subject to change. For current information, call (212) 354-0351. The Annual Percentage Rate (APR) for all advances on all existing balances will be subject to change on the first day of each quarter based upon prime (as quoted in the Wall Street Journal on the rate for Shares published monthly). The maximum interest rate will never exceed the rate permitted under the Federal Credit Union Act (currently, this maximum is 18%). If your rate increases, additional payments will be required. Shares are Federally insured to $250,000 by the National Credit Union Administration (NCUA), an U.S. Government agency.
Loans - Rates are current as of 3/27/2023. All terms and rates are subject to change without notice. For variable loan rates, the APR may increase after the loan is originated. Estimated closing costs for HELOC over $50,000* are /from $525 to $5,600 (includes the $500 discount). Mortgage loans subject to additional terms and conditions. Mortgages based on New York City rates.
Share Certificates- Early withdrawals are subject to penalties. For more information, please visit our disclosure page.