Rates in effect as of October 1, 2025. Subject to change without notice.
Share Accounts
| Account |
Dividend Rate |
APY |
| Minimum Balance $25 |
0.60% |
0.60% |
Club Accounts
| Account |
Dividend Rate |
APY |
| No Minimum Balance |
0.60% |
0.60% |
Individual Retirement Accounts (IRAs)
| Account |
Dividend Rate |
APY |
| No Minimum Balance |
0.85% |
0.85% |
Free Checking Accounts
| Account |
Dividend Rate |
APY |
| No Minimum Balance |
0.00% |
0.00% |
Money Market (1)
| Account |
Dividend Rate |
APY |
| $2,500-24,999.99 |
0.50% |
0.50% |
| $25,000-$49,999.99 |
0.85% |
0.85% |
| $50,000.00-$99,999 |
1.24% |
1.25% |
| $100,000 + |
1.73% |
1.75% |
| (1) $2,500 minimum daily balance required to earn dividends. |
Certificates - Share
| Account |
Dividend Rate |
APY |
| 6 Months *Limited-Time |
4.07% |
4.15% |
| 6 Months |
2.23% |
2.25% |
| 9 Months |
2.48% |
2.50% |
| 1 Year |
2.72% |
2.75% |
| 2 Years |
2.82% |
2.85% |
| 3 Years |
2.96% |
3.00% |
| 5 Years |
3.20% |
3.25% |
Certificates - Roth, Educational & Traditional IRA
| Account |
Dividend Rate |
APY |
| 1 Year |
2.72% |
2.75% |
| 2 Years |
2.82% |
2.85% |
| 3 Years |
2.96% |
3.00% |
| 5 Years |
3.20% |
3.25% |